Menu
AI-Powered Insurance Assistant

Compare & Buy Insurance Plans Instantly

Find the best health, term, car, bike & travel insurance. Get unbiased advice, best prices, and claims support.

9M+Trusted Customers
51Insurer Partners
24/7Claims Support

Get Your Quote Now

No spam. Unsubscribe anytime.

Best Prices Guaranteed
Unbiased Advice
IRDAI Regulated
Claims Support

Claim Settlement Ratio

Top insurers with the highest claim settlement record
99.04%
Claim Settlement Ratio
98.90%
Claim Settlement Ratio
98.75%
Claim Settlement Ratio
98.50%
Claim Settlement Ratio

Instant Quote Estimator

Get an instant estimate of your insurance premium in seconds
1870
30 years
5 L100 L
₹ 50 Lakhs
Estimated Monthly Premium
₹ 1,250
Coverage
₹ 50 Lakhs
Policy Type
Term Life
Age
30 years
Insurer
HDFC Life

Compare Insurance Plans

Side-by-side comparison of top insurance plans from leading insurers
Plan Features HDFC Life ICICI Prudential SBI Life Max Life
Plan Name Click 2 Protect iProtect Smart Smart Shield Life Saver Pro
Annual Premium (₹) ₹ 8,500 ₹ 9,200 ₹ 7,800 ₹ 9,500
Coverage (₹ Lakhs) 50 Lakhs 50 Lakhs 50 Lakhs 50 Lakhs
Claim Settlement Ratio 99.04% 98.90% 98.75% 98.50%
Customer Rating ★★★★★ 4.8 ★★★★☆ 4.7 ★★★★☆ 4.6 ★★★★☆ 4.5
Critical Illness Cover Yes Yes Yes No
Accidental Death Cover Yes Yes Yes Yes
Maturity Benefit Yes No Yes Yes
Action Get Quote Get Quote Get Quote Get Quote

Our Insurance Products

Choose from a wide range of insurance plans tailored to your needs

Health Insurance

Comprehensive coverage for you and your family.

Explore Plans

Term Life

Secure your family's financial future.

Explore Plans

Car Insurance

Zero depreciation & fast claims.

Explore Plans

Bike Insurance

Affordable two-wheeler protection.

Explore Plans

The InsureSmart Advantage

When you buy from us, you get more than just financial safety.

Best Price Guaranteed

We compare across 51 insurers to get you the lowest premium.

Unbiased Advice

Our recommendations are based on your needs, not commission.

Claims Support

We guide you through the claims process for a stress-free experience.

Popular Calculators

Make informed decisions with our user-friendly insurance calculators.

Term Plan Calculator

Find the right coverage

Health Premium

Estimate your premium

Car Insurance

Calculate IDV & premium

Bike Insurance

Check two-wheeler rates

What Our Customers Say

Trusted by millions for their insurance needs.

"Got a great deal without any agent calling or speaking to anyone!"

Sonia Sonia Khanna

"Very simple to use, friendly website. Proud to be a customer."

Neha Neha Jain

"Great service and claim support. Highly recommend for health insurance."

Shraddha Shraddha Sharma

Frequently Asked Questions

Have a question? We're here to help.
How do I compare insurance plans?
Simply select the type of insurance and enter your details. We'll show you plans from top insurers with premium and coverage comparisons.
Are the quotes final?
Yes, the quotes are accurate and based on the information you provide. The final premium may vary slightly based on underwriting.
How does claims support work?
We provide end-to-end claims assistance. Just contact our support team, and we'll guide you through the process and paperwork.
Is InsureSmart regulated?
Yes, we are a licensed insurance intermediary, regulated by IRDAI, ensuring 100% reliability and transparency.

Ready to Protect What Matters?

Get unbiased advice, best prices, and claims support — all in one place.

Talk to an Expert

πŸ“ Insurance Articles

Insurance Assistant
Online – replies instantly
πŸ‘‹ Hello! I'm your insurance expert. Ask me about health, term, car insurance, or get a quick quote!